Loan Rates

Loan rates currently available with Education Credit Union:


  • All Purpose Loan 8.99% APR (variable)
  • Car Loan 6.99% APR (variable)
    – repayable within 5 years
  • 12 Month Loan 5.99% APR (variable)
    – repayable within 12 months, maximum of €5,000
  • Loan Within Shares 3.99% APR (variable)
    – total loan does not exceed your total shares
  • Smart Loan Rate 4.99% APR (variable)
    – must be repaid in less than 5 years. This is a limited-time offer & applies to new loan applications between 21/11/19 and 01/02/20. The loan must be drawn down by 01/02/20.


Estimate your loan repayments with our handy Loan Calculator


Terms & Conditions Apply
All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. ASTICU accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.


Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may affect your ability to access credit in the future.